Michele Ellena

If you’re interested in reviewing your current policies or exploring new options, don’t hesitate to reach out. My team and I are here to assist you in finding the right coverage. Call my office for a free comprehensive review.

I got into this industry to help people... boy did I choose the right career! I had no idea how confusing insurance could be. I made a commitment to have conversations with people and design a plan based on their needs, goals, budget, and concerns. Over the years, this has proven be the core of what we do in our office(s) (Yes, we have two physical offices - one in Newport Beach as well as San Clemente). My team is multi-state licensed and can help you in California, Arizona & Nevada. So, whether you already know what you want or need some guidance - we are here to help.

Being a small business owner myself, I have a deep appreciation for the challenges and unique needs of fellow entrepreneurs. I thoroughly enjoy working with business owners to develop insurance programs and business retirement plans. You excel at what you do, and I'm here to take care of the rest, ensuring that your business is protected, and your future is secure.

Since I have been with State Farm - My team and I have qualified for Chairman Circle, Senior Vice President, Ambassador Travel, Bronze Tablet, and the honor of two State Farm locations. We look forward to learning about you and earning your business.

Frequently Asked Questions (FAQs)

Q: How do I get car insurance quotes?

A: You can get car insurance quotes online, by phone, or with a local agent by sharing details about your vehicle, driving history, and coverage needs. Michele, your local State Farm agent in Newport Beach, CA, is here to help.

Q: How fast can I get car insurance?

A: In many cases, coverage can start the same day you decide to move forward. We can help you get set up quickly so you're covered and ready to go. Connect with Michele for insurance guidance in Newport Beach.

Q: What coverage is required when leasing a car?

A: Leased cars typically require liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. In Newport Beach, you can count on Michele for personalized service.

Q: What's typically covered by a homeowners insurance policy?

A: Homeowners insurance can help protect your home, your personal belongings, and your finances. It typically includes coverage for the structure of your home, your belongings, liability protection, and additional living expenses if your home becomes uninhabitable due to a covered loss. Michele is here to help your Newport Beach household feel covered.

Q: What's included in renters insurance coverage?

A: Renters insurance can help protect the things you've worked hard for, like your furniture, clothing, and electronics. It may also help with liability if someone is injured in your home, and even assist with temporary living expenses if you have to move out due to a covered loss. Looking for coverage? Talk with Michele about your options in Newport Beach.

Q: How does a life insurance policy actually function?

A: Life insurance provides a payout to your beneficiaries if you pass away while the policy is active, helping offer financial protection. Michele is proud to serve the Newport Beach community.